Graduate Studies Programs
Financial Aid Options for US Students in Standalone MSc Programs
Private Loan Options
US Citizens and Permanent Residents enrolled in a standalone MSc program are eligible to apply for private education loans up to their total estimated cost of attendance in if needed. International students are not eligible to apply for this loan.
At this time, Sallie Mae is the only lender available for students in this program. Private Education Loans are credit based, and interest rates vary (currently 4.50%-10.11%, depending upon specific lender criteria, credit worthiness, and whether or not the borrower chooses a fixed or variable interest rate). A cosigner may be required to secure a private education loan
Please make sure that once you have applied for your private loan you notify your Financial Aid Counselor in order to expedite school certification.
If you are not borrowing the maximum amount, please notify your Financial Aid Counselor of the amount you would like disbursed for each term within the budget below, or your loan disbursements will be split equally per term. Please be advised that these are private loans and interest rates as well as overall approval will be based on your credit. You should apply online and make sure to complete and submit the Self-Certification form, as well as all required disclosure forms to the lender in a timely manner, in order to be approved for school certification.
Financial aid applicants who have any doubt about their credit rating should request a copy of their credit report and reconcile any problems prior to matriculation. If a student cannot obtain a loan because of a negative credit rating, school funds cannot be awarded to replace the loan.
Partial tuition scholarships may also be available. A scholarship application must be completed in order to determine eligibility.
To apply for a Sallie Mae Health Professions Graduate loan, the following steps must be completed:
Sallie Mae has various repayment options to choose from:
** There are no prepayment penalties under any of these repayment plans, and making payments on your loan whenever possible is encouraged to minimize total overall debt.
Please make sure that all contact information included on your application for both yourself and your cosigner (if applicable) are completely accurate. Sallie Mae may try to contact you if they have any inquiries or are unsure about something on your or your cosigner's credit report that could improve the possibility of a loan approval.If Sallie Mae is unable to contact you in order to verify information, and cannot reach you after two attempts, your loan application will automatically be denied.
Tips and Tools for Private Loans:
August 2019 Enrollment*
January 2020 Enrollment*
*Budgets provided are a general estimated budget for MSc programs for the 2019-20 aid year and are subject to change.
Individual cost of attendance may vary depending upon specific course of study.
Deferring Prior Educational Loans
You are eligible for deferment of loans that you borrowed at institutions you attended prior to your matriculation at St. George's University School of Medicine. You should access the web site of the servicer of the loan(s) you wish to defer, and download an In-School Deferment Form. Completed deferment forms should be sent to the Registrar's office at firstname.lastname@example.org.
For additional information regarding student loan deferment, please visit our Deferments section.
St. George's University is committed to ensuring that all students are aware of all of their financial aid options and we have designated a counselor to work directly with you to address your questions and needs. Please contact your Financial Aid Counselor with any questions or concerns or for additional information regarding the financial aid process and costs.